The borrower experience
Borrow for the planet. See it pay back.
Every Terminal Carbon loan is paired with a live carbon ledger. Borrowers watch their household's contribution to Australia's net-zero target compound — month by month, kWh by kWh.
Lifetime impact projection
Sarah & Jamie · Brunswick VIC
Project to:5 yrs
21.0 t
CO₂e avoided
84.0 MWh
Renewable generation
62,000
Litres water saved
Community leaderboard
Top 4% of Brunswick households
Your impact ranks above 12,400 nearby Terminal Carbon customers. Share to unlock a $50 referral credit when a friend installs.
AASB S2 export
One-click ESG report
Generate an audited carbon disclosure for your accountant, mortgage refinance, or insurance discount.
Refinance trigger
Your rate drops at year 3
If your impact stays above 80% of projected, your loan auto-refinances 0.5% lower. Aligned incentives, in code.